10625 Techwoods Circle
Cincinnati OH 45242
Additional Known Phone Numbers:
|Edward L. Higginbotham||8/22/10|
|After seeing the interest and fees rack up on my credit record I now know that I am one of many consumers who have been violated by Unifund CCR partners.|
Unifund bought my debt from Citibank a week before I called Citibank in May/June of 2005. After several phone calls to Citibank I was finally informed that Citibank had sold the debt.
I sold my house right before I contacted Citibank to attend graduate school and pay off all debts. I owed $8,000 on a credit card promoted as 0 percent interest that quickly raised their interest several times over.
I had no activity on the card since late 2002 or early 2003. I finally closed the card in May of 2003. In June of 2005 I contacted Unifund to pay off the debt I had incurred. I made an offer of 8,000. The amount I owed on the card when I closed it.
Not only did Unifund utterly refuse my offer but they informed me they would not settle then or ever and refused to allow me to speak to a supervisor. They said I had to pay nothing less than $11,000. This was a week after they had bought the debt from Citibank for pennies on the dollar. The debt on Citibanks books was 10,000.
I had my lawyer call Citibank. She was able to talk to a Supervisor who informed her to have her client send a certified letter with the offer. The letter was faxed from my attorneys office and Unifund would never accept the fax. Finally my attorney suggested I fax the letter from a Mailboxes etc. I did recieve confirmation that the letter was accepted.
Unifund never wrote or called or made any attempt to contact me. Still has not to date. I requested the Attorney General attempt to negotiate. I wrote in and Unifund responded and lied that I had ever made an offer to close.
I am almost 100% sure that Unifund also changed my last use date to 2005 the year they bought the debt. Since June of 2005, Unifiund has been accruing interest and fees on the debt of 30% monthly. It may even be accrued at a daily rate. The debt they bought for pennies on the dollar is now on my credit report for over $24,000 dollars. This is more than usuary it is evil!
I would jump at the chance to be in a class action law suit against this company. I think they are commiting fraud by claiming revenue on their books by charging exhorbitant rates as well as all the other illegal practices they are engaging in.
I plan on contacting the FTC. A spokesman for the FTC was quoted as saying there are very few complaints about this company. I doubt that!! This type of malicious practice is exactly what why Citibank is claiming billions of dollars of losses quarterly. After all Citibank was complicit in the Enron scandal.
When will the banking industry and these third party debt buyors be called to task for their vicious practices? Its about time the financial slavery was stopped.
|Ordinary consumers are not in anyway protected from companies like Unifund. I incurred a credit card debt amounting to $2000 and their staff acted paranoid. They called my landlord, stepmother, friends and my boss- of all people.I was embarrassed and have to explain all the time that I need to settle this problem once and for all. They even garnished my $1000 in my bank account which was the only money I have.How could I even pay them when the interest is soaring and they act like loan sharks.If FTC couldn't control them, what agency would I contact? I need help.|
|Don't ever deal with Unifund.I can't even describe how rude and what thieves they are.|
|die unifund die||3/13/11|
|they are garnishing my wages this is crazy how people expect you to work so they can live good |
|They are unethical, and you have to record every conversation or get it in writing. Keep a paper trail for all of your communications with them, and get a recorder to record any phone conversations. I settled with them for a CC that I have reason now to believe was time barred in 2006. Last year, we sent the last payment (last payment according to their representative), and a month ago got a letter and a judgment because they claimed I had defaulted. I have filed a motion for reconsideration and a new hearing (was never informed of any hearing to begin with). |
|At least all you got notified of the judgement/garnish I didn't.. and to top that off I do believe that the district 72 court in MI is making money on going along with these crooks. I'm writing the FTC and putting in a formal complaint about the courts to the AG! |
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